Car accidents can result in various serious injuries. Serious injuries often negatively impact a person’s life in every way, including health, finances and quality of life.
If someone else’s negligence causes the accident, you may qualify to seek compensation that your personal injury protection policy does not cover. However, insurance companies may not pay reasonable amounts without an attorney fighting for your rights.
1. Head injuries
Head injuries, including concussions, skull fractures and traumatic brain injuries, are common in car accidents. These injuries can happen when the head strikes the steering wheel, dashboard or windows upon impact. The force of the collision can cause the brain to collide with the skull, leading to bruising, bleeding or swelling.
2. Spinal cord injuries
Spinal cord injuries can occur when the force of the impact damages the spinal cord. These injuries can result in partial or complete paralysis, depending on the severity of the damage. Victims may experience loss of sensation, mobility or function below the site of the injury, affecting their ability to perform daily activities.
3. Neck injuries
Whiplash is a common neck injury in car accidents, caused by the sudden jerking motion of the head during a collision. This can strain or tear the muscles, ligaments and tendons in the neck, leading to pain, stiffness and reduced range of motion. Severe whiplash can also damage the discs or vertebrae in the cervical spine.
4. Broken bones
Fractures and broken bones are frequently seen in car accidents, particularly in the arms, legs, ribs and pelvis. The impact of the collision or the deployment of airbags can exert immense force on the body, causing bones to break or shatter. Fractures may require surgical intervention to realign the bones and promote healing.
5. Internal injuries
Internal injuries, such as internal bleeding, organ damage or punctured lungs, can occur from blunt force trauma in a car accident. The rapid deceleration or compression of the body upon impact can cause internal organs to collide with each other or against the bony structures of the body, resulting in serious injuries that may not be immediately apparent.
Shared fault
In Massachusetts, the modified comparative negligence law with a 51% bar applies to car accidents. This means that if the injured person is 51% or more at fault for the accident, they cannot recover any compensation beyond PIP policy limits.
If their fault is less than 51%, they can seek compensation. The percentage of fault reduces payout amounts proportionally. Partnering with a skilled attorney empowers injured individuals to confidently navigate the legal process and pursue the compensation they deserve.