When you suffer an injury on the job, you may need to file a workers’ compensation claim. Filing for workers’ compensation in Massachusetts can be complex, leading to potentially costly mistakes.
These are a few of the mistakes you should avoid when you file.
Mistake #1: not reporting your injury right away
One of the biggest mistakes you can make is failing to report your work-related injury to your employer as soon as possible. Reporting promptly creates a record and helps prove your injury is work-related. If you wait too long, they could deny your claim.
Mistake #2: failing to get medical records
Having medical records to back up your claim is crucial. See a doctor and get all accident-related treatment thoroughly documented. If you do not provide medical records, the insurance company can argue your injury is not work-related or as severe as claimed. Gather complete medical documentation and submit it with your claim.
Mistake #3: poor record-keeping
Keep detailed records of your injury, treatment, missed work and expenses. Document everything in an organized notebook or digital file. Records such as medical bills, pay stubs showing lost wages and work restrictions are key to getting full compensation. Disorganized or incomplete records can lead to delays or denials.
Mistake #4: not understanding the process
The workers’ compensation system has complex laws, strict deadlines and specific filing procedures. Lack of knowledge can lead to mistakes that hurt your claim. Thoroughly research the process to help you avoid critical errors.
Avoid these common pitfalls when filing your Massachusetts workers’ comp claim. With more than 35,000 injuries reported in 2022, employees need to take every possible step to streamline their claim process.
