When a business vehicle crashes, people often wonder who holds responsibility. This question is important because it affects the company’s finances and reputation.
Several factors determine a business’s liability in such accidents.
Driver’s job duties
According to Telegram & Gazette, there were more than 124,000 accidents in Massachusetts last year. In determining liability, the law will consider if the driver was performing job duties. If the driver was on the clock and working, the business often bears responsibility. This rule follows the legal concept called “vicarious liability.” According to this principle, employers must answer for their employees’ actions during work hours.
Off-duty drivers
The story changes if the driver was off duty. If the crash happens while the employee uses the vehicle for personal reasons, the business might not hold responsibility. In this case, the driver would face the consequences personally.
Vehicle maintenance
Vehicle maintenance also plays a role. Businesses must keep their vehicles in safe working condition. Regular inspections, timely repairs and proper maintenance records help prevent accidents. If a crash occurs due to poor maintenance, the business could face liability.
Driver qualifications and training
Another factor involves driver qualifications and training. Businesses must ensure that employees driving their vehicles hold the necessary licenses and training. If a business allows an unqualified person to drive and an accident occurs, the business will likely bear responsibility.
Insurance coverage
Insurance coverage also matters in these cases. Businesses usually carry commercial vehicle insurance, which helps cover damages from accidents. The extent of coverage depends on the policy. This insurance can mitigate the financial impact on the business, although it does not absolve the company of responsibility.
After an accident involving a commercial vehicle, the court will determine whether or not the business is liable for damages.
