Navigating the aftermath of a car accident is never a straightforward task, and this becomes even more complex when you are visiting from another state. This article provides guidelines for those who find themselves in such a situation in Massachusetts.
Being an out-of-state visitor involved in a car accident can raise several questions about insurance, responsibility and the legal implications that follow. It is important to understand the essential steps you should take immediately after the accident.
Following an accident, the first priority is to ensure the safety of all involved. If the accident is minor and the vehicles are operable, move them to a safe place away from traffic. Check for injuries and call 911 for medical help if needed.
Report the accident
In Massachusetts, you must report the accident to the local police immediately, particularly if there is significant property damage or any injuries. The police will arrive, assess the scene and prepare a report. This document will be crucial later when filing an insurance claim.
Exchange information with the other party involved in the accident. This includes names, addresses, phone numbers, insurance details and vehicle details. Additionally, note the accident’s location, time and any other pertinent details about the accident. If there are witnesses, ask them for their contact information too.
Document the scene
Use your phone to take photographs or videos of the accident scene. Capture the damage to both vehicles, any visible injuries and any other elements, such as road conditions, that could have contributed to the accident. These visual records can serve as valuable evidence when you file your insurance claim.
Contact your insurance company
Contact your insurance company as soon as possible to inform them about the accident. Provide all the necessary information and cooperate with their investigation. They will guide you through the claims process based on your policy’s coverage.
Experiencing a car crash while visiting Massachusetts from out of state can be daunting. Yet, knowing what steps to take in the immediate aftermath can help make the process more manageable. These actions will help you navigate the situation more effectively and facilitate a smoother claims process.