Car accidents are scary, unexpected and chaotic.
Because there is no way to prepare for an unexpected event, it is easy to make some common mistakes after a crash.
Not calling the police
When you call the police after an accident, they will create an official accident report. This report will include details about the accident and the scene, photographs and witness statements. The official report is helpful when filing a claim with your insurance company and is invaluable in any lawsuit that may follow.
Regardless of the circumstances of an accident, do not apologize or admit fault to the other driver. When talking to the police, be honest about what happened, but do not volunteer guilt. Even if you think you were at fault, it is impossible for you to know all of the circumstances that may have led to the accident. If you admit fault, it may hurt your ability to seek damages later.
Ignoring injury symptoms
Cuts, scrapes and broken bones are pretty evident immediately after an accident, but the symptoms of head injuries and internal injuries may take a little longer to notice. Pay attention to your body in the hours and days after an accident, and seek medical attention if you notice any strange or lingering symptoms.
Be careful not to settle too quickly either. The job of an insurance agent is to get you to settle for the least amount of money possible. Remember that the insurance company is a business and do not trust them to look out for your interests.