Ellis Law Offices LLP || Personal Injury Law
Schedule Your Free Consultation 508-762-4334 Worcester Law Office Map

Se Habla Español | Tiếng Việt | ΜΗΛΑΜΕ ΕΛΛΗΝΗΚΑ

Know the limits on insurance coverage in motorcycle accidents

We've been discussing one particular theme over the past few weeks here on our Worcester personal injury law blog. We looked at a motorcycle accident that resulted in a head injury, and we discussed some of the medical expenses that a motorcycle accident victim might expect to incur with such an injury. Today we'll round out this topic with a few notes on what legal rights victims can exercise in an attempt to recover compensation for these and other losses.

Massachusetts motorcyclists might assume that their personal injury protection policy will cover them in the event of a motorcycle collision. Many of them find out too late that this is not the case. The only way an insurance policy would cover any of a cyclist's medical expenses is if it includes Medpay. This is additional, optional coverage that one must pay for above and beyond one's regular premiums. If you are lying in a hospital bed and realizing that your policy does not include Medpay, it may be time to consult with a legal professional.

An attorney can help because without Medpay, you would need to look at pursuing a personal injury claim against the driver who caused your injuries, unless you want to be on the hook for the kinds of medical bills we reviewed in our last blog post. A legal professional will recognize that one's main priority right now should not be struggling with insurance companies, police reports and personal finances. When victims have suffered a head injury, broken bones, spinal cord injury or similar trauma, they will need rest and a calm environment as you begin to recover. A lawyer can manage the legal issues while the victim focuses on his or her health.

Accident victims may be getting the message that, because they did not opt for Medpay, it's their loss; tough luck. Our motorcycle accidents page should help victims understand that, on the contrary, a legal professional can help hold a negligent driver liable for the damages a person has suffered. And while this information is general in nature only and not intended as specific legal advice, it's important to recognize that accident victims do have legal rights in these situations.

No Comments

Leave a comment
Comment Information
Get Started

How Can We Help You? Please fill out the secure form below and schedule a free consultation.

Bold labels are required.

Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Privacy Policy

Free Consultation Home and Hospital Visits Available Call Today 508-762-4334

Review Us

Worcester Office
33 Pleasant Street Suite 2
Worcester, MA 01609

Toll Free: 888-894-5309
Phone: 508-762-4334
Phone: 508-762-4334
Fax: 508-757-4298
Worcester Law Office Map

Fitchburg Office
463 Main Street Suite 100
Fitchburg, MA 01420

Toll Free: 888-894-5309
Phone: 508-762-4334
Phone: 508-762-4334
Fax: 508-757-4298
Fitchburg Law Office Map

Se Habla Español ΜΗΛΑΜΕ ΕΛΛΗΝΗΚΑ Chúng TÔi Biet Nói Tieng Viet